316 lending believes in Second Chance financing for our customers. We specialize in helping people who have experienced some bad credit issues in the past.
Loan Amounts $10,000 to $99,000.
Only 10% Down
Only a 10% minimum down payment required.
Flexible Loan Terms
Loan terms up to 15 years depending on loan amount and credit score.
Low Simple Interest
Simple interest, fixed loans with no prepayment penalty.
New or Used
We finance units up to 20 years old. Most banks and credit unions only offer 10 years or less.