It’s All About Fun!

We Deliver!

316 Lending is dedicated to providing the best finance options to all customers with various types of credit history. With over 35yrs of lending experience, we will work hard to make the dream of owning a boat or RV a reality.

Our Prime Credit Program offers the lowest rates in the industry with extended term options for all qualified customers. Our instant online credit evaluations, allows our experienced staff to find you the best rate and loan options quickly. We are dedicated to providing the best service with a nominal finance fee.

Prime Credit Program

We help people finance and protect the Boat and Rv of their dreams.

Low Interest Rates

316 has some of the lowest rates in the industry.
Contact us for Details.


Approvals of 500K

Loan amounts $10K to $500K

New or Used

We finance units up to 20 years old but can go older on a case by case basis.

Proof of income might be required on financed amounts over $50,000 in the form of pay-stubs and W2’s. Self-Employment customers must submit 2 years of Federal 1040 tax returns and Personal Financial statements.

Do you have challenged credit?

Ask us about our sub-prime program for the challenged credit profile.