1936 Camden Ave. #1, San Jose, CA 95124408.369.0316info@316lending.com9am-5pm PST Mon.-Fri.

316 Lending

Credit Specialists.

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This page was last changed on November 15, 2024, last checked on November 15, 2024 and applies to citizens and legal permanent residents of the United States.

1. Introduction

Our website, https://www.316lending.com (hereinafter: "the website") uses cookies and other related technologies (for convenience all technologies are referred to as "cookies"). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.

We do not sell or share personal information to third parties for monetary consideration; however, we may disclose certain personal information to third parties under circumstances that might be deemed a “sale” or ”Sharing” for residents of California (CPRA) and Nevada (NRS 603A). We respect and understand that you may want to be sure that your personal information is not being sold or shared. You may request that we exclude your personal information from such arrangements, or direct us to limit the use and disclosure of possible sensitive personal information, by entering your name and email address below. You may need to provide additional identifying information before we can process your request.

×

Name

Email

Global opt-out from selling and sharing my personal information and limiting the use or disclosure of sensitive personal information.

Do not sell my personal information for cross-context behavioral advertising

Limit the use of my sensitive personal information

Request for access

Right to be Forgotten

Right to Data Portability

2. Cookies

When you visit our website it can be necessary to store and/or read certain data from your device by using technologies such as cookies.

2.1 Technical or functional cookies

Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.

2.2 Statistics cookies

We use statistics cookies to optimize the website experience for our users. With these statistics cookies we get insights in the usage of our website.

2.3 Marketing/Tracking cookies

Marketing/Tracking cookies are cookies or any other form of local storage, used to create user profiles to display advertising or to track the user on this website or across several websites for similar marketing purposes.

3. Placed cookies

Most of these technologies have a function, a purpose, and an expiration period.

A function is a particular task a technology has. So a function can be to "store certain data."
Purpose is "the Why" behind the function. Maybe the data is stored because it is needed for statistics.
The expiration period shows the length of the period the used technology can “store or read certain data."

Google reCAPTCHA

Functional

Consent to service google-recaptcha

Usage

We use Google reCAPTCHA for spam prevention. Read more

Sharing data

For more information, please read the Google reCAPTCHA Privacy Statement.

Functional

Name

_grecaptcha

Expiration

6 months

Function

Provide spam protection

Purpose pending investigation

Name

rc::c

Expiration

Function

Name

rc::b

Expiration

Function

Name

rc::a

Expiration

Function

WordPress

Functional

Consent to service wordpress

Usage

We use WordPress for website development. Read more

Sharing data

This data is not shared with third parties.

Functional

Name

wpEmojiSettingsSupports

Expiration

session

Function

Store browser details

Name

wordpress_test_cookie

Expiration

session

Function

Read if cookies can be placed

Name

wp_lang

Expiration

session

Function

Store language settings

Name

wp-settings-*

Expiration

persistent

Function

Store user preferences

Name

wp-settings-time-*

Expiration

1 year

Function

Store user preferences

Name

wordpress_logged_in_*

Expiration

persistent

Function

Store logged in users

Google Analytics

Statistics

Consent to service google-analytics

Usage

We use Google Analytics for website statistics. Read more

Sharing data

For more information, please read the Google Analytics Privacy Statement.

Statistics

Name

_ga

Expiration

2 years

Function

Store and count pageviews

Name

_gid

Expiration

1 day

Function

Store and count pageviews

Name

_gat

Expiration

1 minute

Function

Read and filter requests from bots

WP Engine

Purpose pending investigation

Consent to service wp-engine

Usage

We use WP Engine for website hosting. Read more

Sharing data

For more information, please read the WP Engine Privacy Statement.

Purpose pending investigation

Name

rtk_gdpr_c

Expiration

Function

Name

rtkuuid

Expiration

Function

Name

rtk_gdpr_a

Expiration

Function

Name

rtk_p

Expiration

Function

Name

rtk_sid

Expiration

Function

Name

rtk_rps

Expiration

Function

Name

rtk_sat

Expiration

Function

Google Fonts

Purpose pending investigation

Consent to service google-fonts

Usage

We use Google Fonts for display of webfonts. Read more

Sharing data

For more information, please read the Google Fonts Privacy Statement.

Purpose pending investigation

Name

Google Fonts API

Expiration

Function

Miscellaneous

Purpose pending investigation

Consent to service miscellaneous

Usage

Sharing data

Sharing of data is pending investigation

Purpose pending investigation

Name

codemirrorTheme

Expiration

Function

Name

devicePixelRatio

Expiration

Function

Name

cmplz_functional

Expiration

365 days

Function

Name

cmplz_statistics

Expiration

365 days

Function

Name

cmplz_preferences

Expiration

365 days

Function

Name

cmplz_marketing

Expiration

365 days

Function

Name

cmplz_saved_categories

Expiration

365 days

Function

Name

cmplz_saved_services

Expiration

365 days

Function

Name

cmplz_id

Expiration

365 days

Function

Name

cmplz_consented_services

Expiration

365 days

Function

Name

cmplz_policy_id

Expiration

365 days

Function

Name

cmplz_banner-status

Expiration

365 days

Function

Name

cmplz_user_data

Expiration

365 days

Function

Name

wpe_is_consent_required

Expiration

Function

Name

wpe_country

Expiration

Function

Name

__utmzzses

Expiration

Function

Name

__hssrc

Expiration

Function

Name

wpenavtest122913

Expiration

Function

Name

wpenavtest122911

Expiration

Function

Name

wpe_hide_addons

Expiration

Function

Name

hubspotutk

Expiration

Function

Name

mf_7d4190f3-bc53-4695-8f2d-3a7a567f2a93

Expiration

Function

Name

kameleoonVisitorCode

Expiration

Function

Name

optimizelySegments

Expiration

Function

Name

optimizelyBuckets

Expiration

Function

Name

__zlcmid

Expiration

Function

Name

_ga_093V7ZCPGP

Expiration

Function

Name

_gbsess

Expiration

Function

Name

_clck

Expiration

Function

Name

_ga_274635488

Expiration

Function

Name

_ga_VMSG6LR571

Expiration

Function

Name

_ga_9HX6WG40N2

Expiration

Function

Name

mf_1666c133-25b1-494b-bdeb-59ee57f7a371

Expiration

Function

Name

__hstc

Expiration

Function

Name

_uetvid

Expiration

Function

Name

_ga_QQ5FN8NX8W

Expiration

Function

Name

shareasaleSSCID

Expiration

Function

Name

_gcl_au

Expiration

Function

Name

ajs_anonymous_id

Expiration

Function

Name

ajs_group_id

Expiration

Function

Name

XSRF-TOKEN

Expiration

Function

Name

ate_session

Expiration

Function

Name

portal_user

Expiration

Function

Name

wpe_test_group

Expiration

Function

Name

__cf_bm

Expiration

Function

4. Browser and Device based Consent

When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. You do have the right to opt-out and to object against the further use of non-functional cookies.

4.1 Manage your opt-out preferences

You have loaded the Cookie Policy without javascript support. On AMP, you can use the manage consent button on the bottom of the page.

5. Enabling/disabling and deleting cookies

You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.

Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our website again.

6. Your rights with respect to personal data

You have the following rights with respect to your personal data:

you may submit a request for access to the data we process about you;
you may object to the processing;
you may request an overview, in a commonly used format, of the data we process about you;
you may request correction or deletion of the data if it is incorrect or not or no longer relevant, or to ask to restrict the processing of the data.

To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Cookie Policy. If you have a complaint about how we handle your data, we would like to hear from you.

For more information about your rights with respect to personal data, please refer to our Privacy Statement

7. Contact details

For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact details:

Michelle Folsom
1936 Camden Avenue, #1,
San Jose, CA 95124
United States
Website: https://www.316lending.com
Email: info@316lending.com
Phone number: 408-369-0316

This Cookie Policy was synchronized with cookiedatabase.org on June 15, 2025.

Online Application

Feel free to use our easy and secure online application. We specialize in all credit scores and non-prime financing is one of our areas of expertise.

“Thanks to michelle at 316 lending my family was able to purchase the boat of our dreams when our Bank told us no way!! You really are the best michelle. Thank you”.
Karen J. - San Jose, CA.

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